What to Do if You Slip and Fall
Inside your home
If you own your home, it is likely you have homeowners insurance that may cover related injuries, as most mortgage lenders require it. Homeowners insurance usually includes some medically-related compensation as well as liability. It is rare for an insurance company to make a payout without cancelling the homeowner’s policy, so most people avoid making a claim for a slip or fall at home. Your health insurance policy would be the most direct route to having some or all of your injury-related costs reimbursed.
If you slip and fall at work, you are covered under workers’ compensation insurance. However, if you are “out on the job” and slip and fall on someone else’s property, you can sue the establishment and also collect workers’ compensation.
On public property
If you fell on a sidewalk, in a public park or any place that is owned or operated by a municipality or city, you are definitely entitled to file a lawsuit for remuneration. This includes slippery, icy or poorly maintained walkways, construction zones, poor lighting, obstructions, poor handrails, and more. When public areas are not properly serviced, they create potential hazards for everyone.